June 9, 2016

Supreme Court Rules in FDCPA Case

The Supreme Court unanimously reversed the Sixth Circuit in Sheriff v. Gillie, Docket No. 15-338, holding that letters sent on the Ohio Attorney General’s letterhead by private debt collectors are…

June 6, 2016

Seventh Circuit Holds Debt Buyer’s Feet to the Fire for its Attorney’s Miscues

As a general rule, a principal may only be held vicariously liable for the acts of its agent where it had actual control over the conduct. But what if the…

May 31, 2016

Federal Regulators Issue Interagency Guidelines Regarding Deposit Reconciliation Practices

The CFPB and four federal financial regulatory agencies have issued Interagency Guidance Regarding Deposit Reconciliation Practices. The Guidance comes as a follow up to the consent orders entered into last…

May 26, 2016

District Court Takes on Electronic Dispute Options under the FDCPA

A single page collection letter recently gave the Southern District of Illinois the opportunity to address a range of issues including alleged threats of litigation and the use of a…

May 26, 2016

The CFPB Issues Report Condemning Auto Title Loans

In advance of issuing its rulemaking on pay day loans and other short term loans, the CFPB has issued a scathing report on Single-Payment Vehicle Title Lending. Last year, the…

May 24, 2016

CFPB Issues Annual Report on Servicemember Complaints

The CFPB issued its annual report detailing complaints submitted to the CFPB by servicemembers, veterans, and their families. According to the Report, the CFPB received 271,600 complaints in 2015. Of…

May 23, 2016

CFPB Monthly Report Focuses on Debt Collection

The CFPB issued its monthly report on consumer complaints, and the focus was back to debt collection. The Report is a high-level snapshot of trends in consumer complaints and provides…

May 19, 2016

Eleventh Circuit Requires Strict Compliance with FDCPA’s Initial Communication Requirements

Collection communications with consumer’s counsel must meet the same standard as those directly with a consumer according to the Eleventh Circuit. In Bishop v. Ross Earle & Bonan, P.A., the…

May 12, 2016

FTC Agrees to Settle with Hardware and Software Provider over Data Privacy Breaches

A recent settlement by the FTC with the manufacturer of computer routers serves as a reminder to all that in the growing Internet of Things, it is critical for companies…

May 6, 2016

CFPB Issues Annual Report on Consumer Complaints: What Debt Collectors Should Know

Since opening its doors in 2011, the CFPB has accepted consumer complaints on a variety of consumer products. Beginning with credit cards in 2011, the CFPB has expanded its complaint…

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