May 7, 2015

Electronic Signatures–Same as Paper in North Carolina

Although electronic signatures have maintained an “equivalent to paper signature” status in North Carolina since 1998, their current use in commerce has remained surprisingly minimal. Perhaps that is about to…

April 2, 2015

CFPB Issues Supervisory Highlights

The Consumer Financial Protection Bureau (CFPB) has issued its Supervisory Highlights for July-December, 2014. The Bureau’s Supervisory Highlights provide a summary of issues found by the Bureau during recent examinations…

March 26, 2015

Proposed NC Bill to Provide Private Rights of Action for Inaccurate Credit Reporting

The North Carolina Senate has introduced a bill that will create a private right of action for inaccurate credit reporting. Senate Bill 357 proposes to include new provisions to both…

February 23, 2015

Why Social Media Should Not Be Ignored

At the annual Equipment Leasing and Finance Association’s (ELFA) Convention this past October, our social media panel discussion was surprisingly well attended. Such interest was unexpected because there…

February 6, 2015

FTC Issues Report on the Internet of Things

The Federal Trade Commission (FTC) has issued a staff report on the “Internet of Things,” recommending businesses take concrete steps to enhance and protect the privacy and security of consumers. The…

February 4, 2015

Fair Credit Reporting Act: Eleventh Circuit Rules on Issue of First Impression

In a case of first impression, the Eleventh Circuit has ruled that a consumer’s credit report does not have to be published to a third party in order to recover…

February 3, 2015

How to Avoid the Risky Business of an Unrecorded Lien on a Titled Vehicle

My secured lender clients sometimes contact me in desperation because they believe they cannot get their liens recorded on NC car titles. Their borrowers are not cooperating. Sometimes borrowers will fail…

January 8, 2015

New Year, New Legislation: Changes to Real Property Law for 2015

On January 1, 2015, two real estate laws went into effect in North Carolina.

Here’s what you need to know:

The Residential Property Disclosure Act

Under the Regulatory Reform…

July 1, 2014

Five Things to Keep in Mind When Your Customer Files Chapter 11

It’s rarely good news when your customer files a Chapter 11 bankruptcy. However, when it happens, you can prevent a bad situation from becoming worse by adhering to these five…

May 5, 2014

Beware! Employers Can Be Held Liable for Third Party Harassment

On April 29, the United States Fourth Circuit Court of Appeals, a federal court which governs cases in North Carolina, held for the first time in a…

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