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A record number of business failures continue to plague our economy. In such a climate, creditors need to know that they have avenues for recourse and a team of effective advocates when they learn of the financial insolvency or bankruptcy filing of one of their debtors. At Smith Debnam, our lawyers can provide a complete scope of legal capabilities to assist clients at every stage of an insolvency-related issue. Smith Debnam has built a reputation for developing innovative and insightful solutions in response to economic challenges and providing options to maximize recovery for our clients.
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The North Carolina Court of Appeals has handed down a ruling that may prove worrisome for creditors. In ruling on two issues of… Read More
In North Carolina, there are two ways for a creditor to seek enforcement of a foreign judgment. One way is by… Read More
Bankruptcies in the retail space are prevalent these days. Some of the more recent and prominent bankruptcies are Pacific Sunwear, Sports… Read More
Contracts are just agreements, typically in writing. Contracts keep the business world humming along like a well-oiled machine. Unless one party seeks help,… Read More
The North Carolina Creditors Bar Association (“NCCBA”) is a specialty bar association that provides support to attorneys… Read More
A federal court has denied a lender’s motion to dismiss, holding that a lender may be held vicariously liable for its servicer’s violation… Read More
Someone owes you money. They don’t pay. You take them to court. You win your case! You think, “Great! We’ve reached the end. Victory!”… Read More
Although electronic signatures have maintained an “equivalent to paper signature” status in North Carolina since 1998, their current use in commerce has remained… Read More
The Consumer Financial Protection Bureau (CFPB) has issued its Supervisory Highlights for July-December, 2014. The Bureau’s Supervisory Highlights provide a summary of issues… Read More
The North Carolina Senate has introduced a bill that will create a private right of action for inaccurate credit reporting. Senate Bill 357… Read More
Lenders who make loans secured by residential mortgages often prefer to follow standardized business practices. Mortgage lending is a complex business. Today’s regulatory… Read More
On January 1, 2015, two real estate laws went into effect in North Carolina. Here’s what you need to know: The Residential Property… Read More
The Consumer Financial Protection Bureau (“CFPB”), one of the federal government’s primary regulatory enforcement agencies under the Dodd-Frank Act, recently announced that it… Read More
It’s rarely good news when your customer files a Chapter 11 bankruptcy. However, when it happens, you can prevent a bad situation from… Read More
In a case closely followed by the subcontractor and supply house industry in North Carolina, the U.S. District Court for the Eastern District… Read More
The Bankruptcy Court for the Eastern District of North Carolina recently handed down an important decision governed by the Bankruptcy Abuse Prevention and… Read More
There is a tradition in the law that things are not always as they seem. We think of liens as simply “which came… Read More
Recently, there has been a great deal of discussion about bankruptcy abuses and a new law designed to curb them. The Bankruptcy Abuse… Read More
Like it or not, bankruptcy affects all of us. In the current economic and political climate, businesses and individuals are feeling the pinch… Read More
You have worked diligently to fully lease your commercial property–the leases have been signed, the tenants have moved in, and the rent is… Read More
