Eleventh Circuit Refuses to Impose a ‘Least Sophisticated Consumer’ Standard to Discharge Violations https://t.co/FwkJpuXtnq
Third Circuit Doubles Down on §1692f Violations https://t.co/8i2jCiZ9LL
Congress Continues To Examine Forced Arbitration https://t.co/6WeiUZ0sVg
Raleigh, N.C. (October 3, 2019) – Partner Caren Enloe has been named Chair of the Debt Collection Practices and Bankruptcy Subcommittee of the Consumer Financial Services Committee of the Business Law Section of the ABA. The subcommittee focuses on consumer debt collection practices and the aspects of bankruptcy which affect consumer financial services, including monitoring developments under the federal Fair Debt Collection Practices Act and state laws regulating the collection of debts. The subcommittee also reports on several developing consumer bankruptcy areas, including the proposed amendments to the bankruptcy code, the interaction between reaffirmation, repossession and the discharge injunction, and the use of class actions in bankruptcy courts.
Enloe leads Smith Debnam’s consumer financial services litigation and compliance group in defending consumer financial service providers and members of the collection industry in state and federal court, as well as in regulatory matters involving a variety of consumer protection laws. She is a member of the Defense Bar for the National Creditors Bar Association, the North Carolina State Chair for ACA International’s Member Attorney Program and a member of the Bank Counsel Committee of the North Carolina Bankers Association.
About Smith Debnam
Founded in 1972, Smith Debnam is a leading, multi-practice regional law firm for institutions and private individuals who value a responsible and caring approach from an accomplished team of experienced legal professionals. Headquartered in Raleigh, North Carolina, the firm represents clients in Banking, Financial Services, Equipment Leasing, Construction, Mortgage Servicing, Manufacturing, and Professional Services industries. Smith Debnam has extensive experience in state and federal courts across a diverse list of practice areas, including Corporate and Business Law, Business Litigation, Commercial Bankruptcy and Reorganization, Foreclosures, Creditor Representation, Consumer Collections, Commercial & Residential Real Estate, Construction Law, Employment Law, Equipment Leasing & Finance, Family Law, Elder Law & Advocacy Services, Trusts & Estates, Probate Litigation, and Tax Law.
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