Deeming the Tracking of a Debtor’s Every Move “Impractical,” District Court Finds a Bona Fide Error... https://t.co/VQsFgohQ2M
Client Alert: CFPB’s Successor in Interest Rules Take Effect April 19, 2018: What You Need to Know https://t.co/WA04qAN1lH
CLIENT ALERT: CFPB’s Successor in Interest Rules Take Effect April 19, 2018: What You Need to Know - Smith Debnam… https://t.co/x4fndDlUaZ
At Smith Debnam, our foreclosure team handles commercial and consumer foreclosures throughout North Carolina and South Carolina. We are committed to the representation of banks, mortgage servicers, and other lending institutions in the protection and enforcement of their rights as secured creditors. We understand the increasing regulatory burden facing mortgage loan servicers and lenders, and we are able to advise and assist you with these ever changing regulations.
Our attorneys are experienced in defending consumer and commercial counterclaims raised in foreclosure litigation, and in protecting our mortgage clients’ interests in bankruptcy proceedings in all federal districts across North Carolina and South Carolina. We manage every stage of the foreclosure process, from default to eviction, with a laser sharp focus on accuracy, preciseness, and efficiency, from start to finish. We provide clients with a dedicated and knowledgeable single-point of contact who is always available to answer questions thoroughly and completely regarding their foreclosure matters.
In addition to foreclosures, our attorneys handle a wide variety of real estate litigation matters such as title curative actions, reformations, quiet title actions, priority disputes, and the resolution of mobile home issues. We routinely work with title insurance companies to solve complicated title issues for our clients.
Loss Mitigation Services
Post Foreclosure Services
For inquiries regarding a specific foreclosure sale, please contact our office at (919)250-2000.
Cases in the past year or two have made it harder and more time consuming to secure judgments on deficiencies. Given that deficiency… Read More
The CFPB has issued a fact sheet clarifying that, in most cases, construction loans are subject to the Loan Estimate and Closing Disclosure… Read More
Since TRID was introduced, a debate has raged on as to whether the Truth in Lending Act’s (TILA) liability rules or RESPA’s would… Read More
Contracts are just agreements, typically in writing. Contracts keep the business world humming along like a well-oiled machine. Unless one party seeks help,… Read More
Although electronic signatures have maintained an “equivalent to paper signature” status in North Carolina since 1998, their current use in commerce has remained… Read More
The Consumer Financial Protection Bureau (CFPB) has issued its Supervisory Highlights for July-December, 2014. The Bureau’s Supervisory Highlights provide a summary of issues… Read More
The North Carolina Senate has introduced a bill that will create a private right of action for inaccurate credit reporting. Senate Bill 357… Read More
Lenders who make loans secured by residential mortgages often prefer to follow standardized business practices. Mortgage lending is a complex business. Today’s regulatory… Read More
On January 1, 2015, two real estate laws went into effect in North Carolina. Here’s what you need to know: The Residential Property… Read More
It is difficult to pick up a newspaper anywhere in the United States and not find an article on the economy, the downturn… Read More
There is a tradition in the law that things are not always as they seem. We think of liens as simply “which came… Read More
This year the North Carolina General Assembly, as a part of its annual budget bill, created the “North Carolina Home Protection Pilot Program… Read More
Over the last few years, there has been great interest among lenders and government regulators regarding the practice of making “high cost home… Read More