It has been over a year since the beginning of the COVID-19 pandemic and although many restrictions are beginning to lift, one that… Read More
Since the invention of the mobile home, everyone has struggled with the relationship these homes have to real property. Is the mobile home… Read More
Secured loans are made every day by banks, credit unions, and other financial lenders. If the security for repayment of a loan is… Read More
Although electronic signatures have maintained an “equivalent to paper signature” status in North Carolina since 1998, their current use in commerce has remained… Read More
Since TRID was introduced, a debate has raged on as to whether the Truth in Lending Act’s (TILA) liability rules or RESPA’s would… Read More
Contracts are just agreements, typically in writing. Contracts keep the business world humming along like a well-oiled machine. Unless one party seeks help,… Read More
The North Carolina Senate has introduced a bill that will create a private right of action for inaccurate credit reporting. Senate Bill 357… Read More
There is a tradition in the law that things are not always as they seem. We think of liens as simply “which came… Read More
This year the North Carolina General Assembly, as a part of its annual budget bill, created the “North Carolina Home Protection Pilot Program… Read More
Over the last few years, there has been great interest among lenders and government regulators regarding the practice of making “high cost home… Read More
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