COVID-19 Update – Our firm is fully operational. Read the Latest
New episode is up! In this podcast, attorneys Ron Jones and Landon Van Winkle examine the § 363 (m) asset sale proc… https://t.co/5vG6TR8b1A
New episode is up! Attorneys Christina McAlpin Taylor and Melissa Tulis discuss the differences to expect across co… https://t.co/QC3vW5oGMm
RT @confinservlaw: Excited for the opportunity to discuss the Debt Collection Rule tomorrow at the ABA Spring Business Law Meeting. Please…
Featuring one of the largest and most effective Creditors’ Rights practices in the Southeast, we represent everyone from national businesses and leading financial institutions to local firms and individuals. Our clients include:
Our team includes certified specialists in creditors’ rights law, as well as active members of the major trade organizations including the Commercial Law League, National Association of Retail Collection Attorneys, ACA International, and the Equipment Leasing and Finance Association. Services are available on both an hourly and contingent fee basis. We are equally equipped to handle everything from routine commercial and consumer collections to representing creditors’ committees in complex Chapter 11 cases. Our in-house team provides statewide service for many of our clients. We have also developed an extensive network of attorneys nationwide to assist with cases across the country.
Services Offered:
“Smith Debnam is comprised of attorneys of excellent legal talent. Work is performed both expertly and timely. This firm is able to address a wide variety of legal services. If I find myself in need of additional legal services, I will not hesitate to go to Smith Debnam. “ – Mike Z.
The creditors’ rights attorneys at Smith Debnam are ready to take your case. To schedule a consultation with a Raleigh creditors’ rights lawyer at our firm, call 919-250-2000.
As too many judgment creditors know (or sometimes quickly learn), a judgment is often not worth much more than the paper on which… Read More
**UPDATE MARCH 29, 2021** The eviction moratorium imposed by the CDC order set to expire March 31, 2021, has… Read More
Established case law tells us that pro se litigants are held to the same standard as represented parties, but that is not always… Read More
“Congratulations, we won! …now what?” — anonymous litigator In the hectic world of North Carolina civil litigation, the focused practitioner understandably may lose sight of… Read More
My secured lender clients sometimes contact me in desperation because they believe they cannot get their liens… Read More
As too many plaintiffs know, getting a judgment is often only the beginning of the process. It can sometimes take longer and require… Read More
The statute of limitations exists in order to force an aggrieved party to take action on their claim within a reasonable period of… Read More
Although electronic signatures have maintained an “equivalent to paper signature” status in North Carolina since 1998, their current use in commerce has remained… Read More
Any opinion that starts out by stating “[t]his case is about $82.00” is not likely to go well for one party and in… Read More
Executive summary: don’t pay more than 15 days storage to an NC mechanic to recover your collateral unless the mechanic can prove he… Read More
The Eleventh Circuit has held that a voice mail message left for a consumer is a “communication” under the FDCPA. In Hart v. Read More
His light was red, swore the nuns. My light was green, slurred the drunk. Question of fact, ruled the judge. Summary judgment, denied. Read More
The CFPB recently entered into consent orders with several Citibank subsidiaries attacking their mortgage servicing practices during the early days of the Mortgage… Read More
Collection communications with consumer’s counsel must meet the same standard as those directly with a consumer according to the Eleventh Circuit. In Bishop… Read More
In North Carolina, there are two ways for a creditor to seek enforcement of a foreign judgment. One way is by… Read More
Since opening its doors in 2011, the CFPB has accepted consumer complaints on a variety of consumer products. Beginning with credit cards in… Read More
On April 25, 2016, the Consumer Financial Protection Bureau (CFPB) issued its latest consent order against Pressler & Pressler, a New Jersey… Read More
The FTC recently entered into a Consent Order last week with Wyndham Hotels and Resorts resolving the FTC’s allegations that Wyndham did not… Read More
Ten years after the Southern District of New York entered into its infamous decision in Foti v. NCO Financial Systems, Inc., 424 F. Read More
This article is an update to the article titled: Best Practices for Collection Law Firms in the Face of Increasing… Read More
Contracts are just agreements, typically in writing. Contracts keep the business world humming along like a well-oiled machine. Unless one party seeks help,… Read More
The North Carolina Creditors Bar Association (“NCCBA”) is a specialty bar association that provides support to attorneys… Read More
A federal court has denied a lender’s motion to dismiss, holding that a lender may be held vicariously liable for its servicer’s violation… Read More
Filing your lawsuit is hard enough and getting it served in North Carolina should be a straightforward process, but savvy defendants have found… Read More
Someone owes you money. They don’t pay. You take them to court. You win your case! You think, “Great! We’ve reached the end. Victory!”… Read More
The North Carolina Senate has introduced a bill that will create a private right of action for inaccurate credit reporting. Senate Bill 357… Read More
It’s rarely good news when your customer files a Chapter 11 bankruptcy. However, when it happens, you can prevent a bad situation from… Read More
Many creditors have experienced situations where it was nothing short of a battle to get a customer to pay an outstanding invoice. Therefore,… Read More
As a frequent speaker on lender compliance law, I have never failed to startle an audience with the realization that they are exposed… Read More
There is a tradition in the law that things are not always as they seem. We think of liens as simply “which came… Read More
In recent years, the number of reports of identity theft has increased dramatically in North Carolina. Personal information, including a social security number,… Read More
For nearly all of the twenty-six years since our current Bankruptcy Code was passed, Chapter 7 debtors rarely have resorted to redeeming… Read More
A good credit policy should be designed to protect your business in the event that a customer fails to pay his or her… Read More
